Processing

Please Wait ...

Cooming Soon

Credit Card

We at Edelweiss SME Lending recognise that SMEs play a crucial role in the Indian economy. We also understand the importance of financing for SME growth.
We understand that your financial needs may be both varied and time critical. We have thus developed an in-depth understanding to deliver express financial solutions for a variety of SME business types with our distribution across India. Our robust product suite offers options across Secured, Equipment and Business loans tailored to address your financial objectives such as Working Capital, Business Expansion, Equipment Purchase/Refinance, Capital Expenditure, Commercial / Industrial Property purchase and take-over of Existing Loans including top-up.
3 reasons to choose Edelweiss SME Lending

Higher Loan-to-Value Ratio

We offer loans up to 100% of the property value thus helping you to leverage your property value to the maximum.

Customised solutions to fast track your business

We partner with you to offer tailor-made solutions for your financing needs. A Relationship Manager dedicated to you will evaluate your funding needs on an ongoing basis to structure a customised funding solution for your business.

Concern for your time

Edelweiss SME Lending offers a speedy response to your application

Mini Million is aimed to assist Micro and Small businesses to bridge their finance requirements with easy documentation and speedy disbursal.

  • Loan amount of INR 5 Lacs
  • Tenure of 24 months
  • No collateral required
  • Unaudited financials accepted
  • 3 working days TAT
  • Loans offered to Self-Employed Professionals, Proprietorship Firms, Partnership Firms, Private Limited Companies and closely held Limited Companies
  • Minimum 3 years of track record in the business
  • Income Tax Returns filed for last 2 years
  • Business Income of INR 2.5 lacs as per latest ITR
  • Minimum Turnover of 25 lacs
Scheme Mini Million
Loan Processing Charges 2.5% + Taxes
Prepayment / foreclosure charges 4%
Stamp duty and other statutory charges As per applicable laws of the state
  • Application form
  • Last 2 years ITR & computation of income
  • 6 months banking
  • KYC of company/firm and promoters/partners/proprietor
  • Copies of sanction letters

E Million is a hassle free way to meet your short-term funding requirements through our Easy, Express and Efficient loans

  • Loan amount of INR 10 lacs
  • Tenure of 25 months
  • No collateral required
  • 3 working days TAT for disbursal
  • Loans offered to Self-Employed Professionals, Proprietorship Firms, Partnership Firms, Private Limited Companies and closely held Limited Companies
  • Minimum 3 years of track record in the business
  • Profit making business for the last 2 years
  • Minimum Turnover of INR 1 cr
Scheme E Million
Loan Processing Charges 2.5% + Taxes
Prepayment / foreclosure charges 4%
Stamp duty and other statutory charges As per applicable laws of the state

We understand the dynamics of your business and the varied financial requirements to support different business cycles.
SME Business Loans helps you with immediate funding to address the peak seasons, funds for executing large orders at hand, temporary fund-flow mismatch and any other immediate fund requirement for business.

  • Loan Amounts upto INR 40 lacs
  • Tenure of upto 4 years
  • No collateral required
  • Loans offered to Self-Employed Professionals, Proprietorship Firms, Partnership Firms, Private Limited Companies and closely held Limited Companies
  • Minimum 3 years of track record in the business
  • Profit making business for the last 2 years
  • Minimum Turnover of INR 3 crs
Scheme SME Business Loans
Loan Processing Charges 2% + Taxes
Prepayment / foreclosure charges 4%
Stamp duty and other statutory charges As per applicable laws of the state

We provide financing for purchase of new equipments as well as refinancing options against your existing equipment / machineries.

  • Loan amounts upto INR 2.5 cr
  • Tenure of upto 5 years
  • Moratorium option available upto 6 months
  • Only equipment taken as collateral
  • Loans offered to Self-Employed Professionals, Proprietorship Firms, Partnership Firms, Private Limited Companies and closely held Limited Companies
  • Minimum 3 years of track record in the business
  • Profit making business for the last 2 years
  • Minimum Turnover of INR 1 cr
  • Loans offered only against standard equipments across industries except for construction, infrastructure, mining, agriculture/farm and office fit outs
Scheme SME Equipment Loans
Loan Processing Charges 2% + Taxes
Prepayment / foreclosure charges 2%
Stamp duty and other statutory charges As per applicable laws of the state

We help you unlock the maximum potential of your Residential, Commercial and Industrial property through our SME Secured Loan. We also provide flexibility of collateral for secured loans- Property or Machinery or a combination of both.

  • Loan amounts upto INR 25 cr
  • Tenure of upto 10 years
  • Highest loan to value ratio in the market for Residential and Commercial properties
  • Loan against Residential, Commercial and Industrial Properties
  • Refinance and top-up of existing loans
  • Loans for purchase of commercial property
  • Loans offered to Self-Employed Professionals, Proprietorship Firms, Partnership Firms, Private Limited Companies and closely held Limited Companies
  • Minimum 3 years of track record in the business
  • Profit making business for the last 2 years
  • Minimum Turnover of INR 1 cr
Scheme Secured Loans
Loan Processing Charges 1% + Taxes
Prepayment / foreclosure charges 2%
Stamp duty and other statutory charges As per applicable laws of the state
Edelweiss Financial Services Limited 2016

Edelweiss Retail Finance Limited (ERFL) | CIN: U67120MH1997PLC285490

The Company is having valid Certificate of Registration (CoR) No. B-13.02149 dated January 4,2017 issued by Reserve Bank of India (RBI) under Reserve Bank of India Act, 1934. However, RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of Company or correctness of any of the statements or representation made or opinion expressed by the Company.

Edelweiss Housing Finance Limited (EHFL) | CIN: U65922MH2008PLC182906

EHFL is regulated by the National Housing Bank (NHB) vide Certificate of Registration (CoR) No. 03.0081.10 dt. 18/03/2010. However, NHB does not accept any responsibility or guarantee about the present position as to the financial soundness of Company or correctness of any of the statements or representation made or opinion expressed by the Company.

Best viewed in 1280X720 resolution in Google Chrome, Mozilla Firefox, Safari, IE 10 and above.